PENERAPAN METODE SIMPLE ADDITIVE WEIGHTING (SAW) SISTEM PENDUKUNG KEPUTUSAN MENENTUKAN KELAYAKAN PENERIMA KREDIT PINJAMAN DI KSP CU HARAPAN JAYA

KSP CU Harapan Jaya is a cooperative engaged in savings and loan services located at Jl. Panglima Polem No.1, Kisaran. One of the problems seen is about lending funds to customers, who have been registered as members of cooperatives that have not met the existing criteria. The cooperative still does not use a decision support system in its decision-making process to decide whether it is feasible to offer loans, and only offers loans to customers who are deemed capable of paying off their debts and whose collateral can still be used. Therefore, this study aims to build a decision support system for the creditworthiness of loan recipients using the Simple Additive Weighting method. This application is designed using PHP programming language and system database using My Structured Query Language. Quantitative research methods with observational data collection techniques, interviews, observations and literature studies. The location of the research was conducted at KSP CU Harapan Jaya. The results in this study obtained 5 decent ones with the highest score being the candidates Lisda Ferawati Br Manulang with a preference value of 0.87, Roni Tua Sinuraya with a preference value of 0.84, Arina Fitri Saragih with a preference value of 0.77, Rusti Pangaribu with a preference value of 0.76, Tioma Panjaitan with a preference value of 0.75. And 5 are not eligible for Dece Br Panggabean candidates with a preference value of 0.69, Anita with a preference value of 0.69, Jusniar S. Saragih with a preference value of 0.64, Tormaina Br Sinaga with a preference value of 0.61, Rahtika with a preference value of 0.59. So that this information can help KSP CU Harapan Jaya in knowing whether it is worthy and not like a customer.